Checking
We have account to meet your needs! All of our personal checking accounts come with great standard features.
Personal Banking
Standard Features
- Visa Debit Card with free foreign ATM transactions*
- Card Controls
- Online Banking
- Online Bill Payment
- Popmoney
- eStatements
- Touchbanking Mobile App (message and data rates may apply)
- Mobile Deposit
- Mobile Wallet
- Instant Balance
- Free Thank You Gift and Money for your old checks and Debit Card**
We reserve the right to substitute a gift of similar value. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $10. Ask us for details.
* No charge for the first five foreign ATM transactions per month (unlimited transactions on High Interest Checking); however, other institutions may impose a fee for the use of their ATMs that are not part of the SUM™ Network.
** Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Totally Free Checking
A Free Account for Everyone
- No minimum balance
- No monthly service charge
- No per check charge
50+ Free Interest Checking
Free for customers 50 and over
- Free personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
VIP Free Interest Checking
Free checking with convenience of direct deposit or any automatic payment
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
High Interest Checking
An account for those who want higher interest
- Free personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- No per check charge
- Only $6 monthly charge if minimum balance falls below $1,500
Savings
Don’t wait another day to enhance your savings and investments! At Canton Co-operative Bank, our products are designed to meet all of your savings goals.
Passbook Savings
A great way to start saving
- Earns competitive interest
- Unlimited deposits
- Unlimited teller withdrawals at our location
- Only $10 to open
- Minimum balance of $20 to avoid $1 monthly maintenance fee
Statement Savings
Get savings and anytime access
- Earns competitive interest
- Visa® Debit Card
- Unlimited deposits
- Unlimited teller and ATM withdrawals at our location
- Up to six transfers per statement cycle
- Online Banking
- eStatements
- TouchBanking Mobile App (Message and Data rates may apply)
- Mobile Deposit
- Only $10 to open
- Minimum balance of $20.00 to avoid $1 monthly maintenance fee
Money Markets
Tiered rate products offering competitive rates of interest and easy access to your funds
- Earn competitive interest – higher balances earn higher rates
- Visa® Debit Card
- Unlimited deposits
- Unlimited teller and ATM withdrawals at our location
- Up to six transfers per statement cycle
- Online Banking
- eStatements
- TouchBanking Mobile App (Message and Data rates may apply)
- Only $10 to open
- Standard Money Market – minimum balance of $2500 to avoid $5 monthly maintenance fee
- Premium Money Market – no minimum or maintenance fee
Certificates of Deposit
Great rates and terms to meet your needs
- Terms available from three months to four years*
- Low $1,000 minimum investment
- Interest may be reinvested into the CD or deposited into another account
* Early withdrawal penalties may apply
Individual Retirement Accounts
Get an account with tax-saving benefits **
- Low $1,000 minimum investment
- Traditional IRA – interest earned is tax-deferred
- Roth IRA – interest earned is non-taxable
- Contributions may be tax deductible
- Free annual statement
** Ask your tax advisor which IRA is best for you.
Personal Credit Card
We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Low Rate
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
Extraordinary benefits with Mastercard® including:
- Airport Concierge
- ID Theft Protection
- Global Services
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
1 Please see application for information about current APRs and fees.
World / Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
Extraordinary benefits with Mastercard® including:
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage
- Travel & Lifestyle Services
- Online shopping/delivery discounts
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
1 Please see application for information about current APRs and fees.
Apply Now
- Download the PDF application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Please refer to specific account disclosures and fee schedules at account opening for full details. Canton Co-operative Bank is a member of FDIC and also a member of DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).
Come in or call us today at 781-828-8811, ext. 5 to learn about all of our terrific personal banking options!