Payment / $1,000
|30 Year Fixed Rate*||3.000%||3.048%||0.000%||$4.22|
|15 Year Fixed Rate*||2.500%||2.587%||0.000%||$6.67|
|5/1 Adjustable Rate*||3.625%||3.243%||0.000%||$4.56|
*Mortgages: The interest rates and annual percentage rates (APRs) shown are effective as of Monday, November 9, 2020 and subject to change without notice. APRs are based on a loan amount of $225,000.00 and assume 20% equity and apply only to 1-4 family, owner-occupied homes; other programs are available. The payment per thousand amount shown includes principal and interest only and DO NOT included taxes and insurance. Your actual monthly payment will be higher if an escrow account is established or required. Your APR will vary based on your final loan amount and finance charges. Flood insurance may be required.
**Home Equity Lines of Credit: Annual Percentage Rate (APR) as of Monday, November 9, 2020 and subject to change. Introductory rate is 2.990% for 12 months followed by Wall Street Journal Prime minus .50% with auto-pay from a Canton Co-operative checking or savings account. Without auto pay, rate is Prime plus 0%. The floor rate is 4.00%. Maximum rate is 18%. Home Equity Lines of Credit are variable rates subject to increase after consummation. Minimum Line is $10,000. Maximum is $500,000. An early termination fee of $400 applies when a Home Equity Line closes within 3 years. Property insurance required. Flood insurance may be required. Other terms and conditions may apply. Consult with your tax advisory about deductibility.
JOIN US FOR THE NEXT
Home Buyers Info Session | April 17, 2021
Looking for your first mortgage, your first one in decades or something in between? Come to a FREE Home Buyers Info Session! This free session provides a friendly and informative overview of the process of buying a home in a low-key, no pressure environment – from local professionals!
Can’t make it? Want to talk sooner? Contact Bela Vargas to schedule a personal meeting.
Vice-President/Senior Loan Officer
Anabela (Bela) Vargas
“When it comes to being a lender, Bela Vargas is unique,” says Nick Maffeo, Bank President & CEO. “She is absolutely devoted to compassionately assisting borrowers make what is always a major financial decision. It’s not about ‘volume’ with Bela. It’s not about ‘getting that loan.’ It’s about using her knowledge and her skill set to see things through properly for every borrower. Bela Vargas is an exceptionally-talented lender, a truly caring person and we are very fortunate to have her here at Canton Co-operative Bank.”