Personal Banking

Personal Banking Checking

Checking

We have account to meet your needs! All of our personal checking accounts come with great standard features.

Standard Features
  • Visa Debit Card with free foreign ATM transactions*
  • Card Controls
  • Online Banking
  • Online Bill Payment
  • Popmoney
  • eStatements
  • Touchbanking Mobile App (message and data rates may apply)
  • Mobile Deposit
  • Mobile Wallet
  • Instant Balance
  • Free Thank You Gift and Money for your old checks and Debit Card**
We reserve the right to substitute a gift of similar value. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $10. Ask us for details.
* No charge for the first five foreign ATM transactions per month (unlimited transactions on High Interest Checking); however, other institutions may impose a fee for the use of their ATMs that are not part of the SUM™ Network.
** Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Totally Free Checking

A Free Account for Everyone

  • No minimum balance
  • No monthly service charge
  • No per check charge
50+ Free Interest Checking

Free for customers 50 and over

  • Free personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
VIP Free Interest Checking

Free checking with convenience of direct deposit or any automatic payment

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
High Interest Checking

An account for those who want higher interest

  • Free personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,500
Personal Banking Savings

Savings

Don’t wait another day to enhance your savings and investments! At Canton Co-operative Bank, our products are designed to meet all of your savings goals.

Passbook Savings

A great way to start saving

  • Earns competitive interest
  • Unlimited deposits
  • Unlimited teller withdrawals at our location
  • Only $10 to open
  • Minimum balance of $20 to avoid $1 monthly maintenance fee
Statement Savings

Get savings and anytime access

  • Earns competitive interest
  • Visa® Debit Card
  • Unlimited deposits
  • Unlimited teller and ATM withdrawals at our location
  • Up to six transfers per statement cycle
  • Online Banking
  • eStatements
  • TouchBanking Mobile App (Message and Data rates may apply)
  • Mobile Deposit
  • Only $10 to open
  • Minimum balance of $100 to avoid $1 monthly maintenance fee
Money Markets

Tiered rate products offering competitive rates of interest and easy access to your funds

  • Earn competitive interest – higher balances earn higher rates
  • Visa® Debit Card
  • Unlimited deposits
  • Unlimited teller and ATM withdrawals at our location
  • Up to six transfers per statement cycle
  • Online Banking
  • eStatements
  • TouchBanking Mobile App (Message and Data rates may apply)
  • Only $10 to open
  • Standard Money Market – minimum balance of $2500 to avoid $5 monthly maintenance fee
  • Premium Money Market – no minimum or maintenance fee
Certificates of Deposit

Great rates and terms to meet your needs

  • Terms available from three months to four years*
  • Low $1,000 minimum investment
  • Interest may be reinvested into the CD or deposited into another account
* Early withdrawal penalties may apply
Individual Retirement Accounts

Get an account with tax-saving benefits **

  • Low $1,000 minimum investment
  • Traditional IRA – interest earned is tax-deferred
  • Roth IRA – interest earned is non-taxable
  • Contributions may be tax deductible
  • Free annual statement
**  Ask your tax advisor which IRA is best for you.
Canton Coop Bank Credit Card

Personal Credit Card

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Extraordinary benefits with Mastercard®  including:

  • Airport Concierge
  • ID Theft Protection
  • Global Services

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

1 Please see application for information about current APRs and fees.

World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Extraordinary benefits with Mastercard®  including:

  • Airport Concierge
  • ID Theft Protection
  • Global Services
  • Cell Phone Coverage
  • Travel & Lifestyle Services
  • Online shopping/delivery discounts

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

1 Please see application for information about current APRs and fees.

Apply Now
  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

Please refer to specific account disclosures and fee schedules at account opening for full details. Canton Co-operative Bank is a member of FDIC and also a member of DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

Come in or call us today at 781-828-8811, ext. 5 to learn about all of our terrific personal banking options!

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