Rates

Effective Date: Friday, October 23, 2020

Mortgage Type

Rate

APR

Points

Payment / $1,000

30 Year Fixed Rate* 3.000% 3.048% 0.000% $4.22
15 Year Fixed Rate* 2.500% 2.587% 0.000% $6.67
5/1 Adjustable Rate* 3.625% 3.243% 0.000% $4.56
HELOC** 2.990% 2.990% 0.000%
*Mortgages: The interest rates and annual percentage rates (APRs) shown are effective as of Friday, October 23, 2020 and subject to change without notice. APRs are based on a loan amount of $225,000.00 and assume 20% equity and apply only to 1-4 family, owner-occupied homes; other programs are available. The payment per thousand amount shown includes principal and interest only and DO NOT included taxes and insurance.  Your actual monthly payment will be higher if an escrow account is established or required. Your APR will vary based on your final loan amount and finance charges. Flood insurance may be required.
**Home Equity Lines of Credit: Annual Percentage Rate (APR) as of Friday, October 23, 2020 and subject to change. Introductory rate is 2.990% for 12 months followed by Wall Street Journal Prime minus .50% with auto-pay from a Canton Co-operative checking or savings account. Without auto pay, rate is Prime plus 0%. The floor rate is 4.00%. Maximum rate is 18%. Home Equity Lines of Credit are variable rates subject to increase after consummation. Minimum Line is $10,000. Maximum is $500,000. An early termination fee of $400 applies when a Home Equity Line closes within 3 years. Property insurance required. Flood insurance may be required. Other terms and conditions may apply. Consult with your tax advisory about deductibility.
Menu