Welcome to Canton Co-operative
Personalized Service with Cutting-Edge Technology.
Mortgages
We have loan products to meet all your needs!
Mortgage Rates
Mortgage Type |
Rate |
APR |
Points |
Payment / $1,000 |
|---|---|---|---|---|
| 30 Year Fixed Rate* | 6.375% | 6.444% | 0.000% | $6.24 |
| 15 Year Fixed Rate* | 6.000% | 6.112% | 0.000% | $8.44 |
| 5/1 Adjustable Rate* | 6.000% | 6.519% | 0.000% | $6.00 |
| HELOC** After 6 Month Intro Rate** |
5.740% 7.000% |
5.740% 7.000% |
0.000% 0.000% |
|
| Prime Rate is currently 7.500% | ||||
*Mortgages: The interest rates and annual percentage rates (APRs) shown are effective as of Monday, July 7, 2025 and subject to change without notice. APRs are based on a loan amount of $225,000.00 and assume 20% equity and apply only to 1-4 family, owner-occupied homes; other programs are available. The payment per thousand amount shown includes principal and interest only and DO NOT included taxes and insurance. Your actual monthly payment will be higher if an escrow account is established or required. Your APR will vary based on your final loan amount and finance charges. Flood insurance may be required. Subject to credit approval.
**Home Equity Lines of Credit: Annual Percentage Rate (APR) as of Monday, July 7, 2025 and subject to change. Introductory rate is 5.740% for 6 months followed by Wall Street Journal Prime minus .50% with auto-pay from a Canton Co-operative checking or savings account. Without auto pay, rate is Prime plus 0%. The introductory rate is available for new home equity lines of credit on owner-occupied 1 to 4 family residential properties. The introductory rate is not available on refinances of existing Canton Co-operative Bank lines of credit, and is not available to customers who previously received an introductory rate on a line of credit for the same property within the past six years. The floor rate is 4.00%. Prime rate is currently 7.500%. Maximum rate is 18%. Home Equity Lines of Credit are variable rates subject to increase after consummation. Minimum Line is $10,000. Maximum is $500,000. An early termination fee of $400 applies when a Home Equity Line closes within 3 years. Property insurance required. Flood insurance may be required. Home equity lines of credit are not available for homes currently for sale or intended to be sold. Subject to credit approval.
Other terms and conditions may apply. Consult with your tax advisory about deductibility.
Services
Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs.
We are a 100% independent Bank open to anyone living or working in Massachusetts, as well as Massachusetts-based businesses. Our general market area includes Canton and the Boston-Metro South Region.