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Rates

Deposit Rates (effective 11/17/2017)  
 
Personal Checking AccountsRateAPY
Totally Free CheckingN/AN/A
50+ Free Interest Checking0.05%0.05%
VIP Free Interest Checking0.05%0.05%
High Interest Checking - Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge  
Balances $10.00 to $1,499.990.05%0.05%
Balances $1,500.00 or more0.10%0.10%
 
Savings AccountsRateAPY
Passbook - Daily balance of $20.00 required to avoid a $1.00 monthly service charge0.15%0.15%
Statement & IRA Statement - Daily balance of $100.00 required to avoid a $1.00 monthly service charge (does not apply to IRA)0.15%0.15%
 
Personal Money Market AccountsRateAPY
Standard - Daily balance of $2,500.00 required to avoid a $5.00 monthly service charge  
Balances $10.00 to $2,499.990.05%0.05%
Balances $2,500.00 or more0.10%0.10%
Premium & IRA Premium  
Balances $0.01 to $9,999.990.05%0.05%
Balances $10,000.00 to $24,999.990.10%0.10%
Balances $25,000.00 to $49,999.990.13%0.13%
Balances $50,000.00 to $99,999.990.15%0.15%
Balances $100,000.00 or more0.20%0.20%
 
Business AccountsRateAPY
Totally Free Business CheckingN/AN/A
Business Interest Checking - Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge0.05%0.05%
Business Money Market   
Balances $0.01 to $9,999.990.05%0.05%
Balances $10,000.00 to $24,999.990.10%0.10%
Balances $25,000.00 to $49,999.990.13%0.13%
Balances $50,000.00 to $99,999.990.15%0.15%
Balances $100,000.00 or more0.20%0.20%
 
CD's & IRA CD'sRateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
1 Year0.35%0.35%
2 Year0.70%0.70%
3 Year0.80%0.80%
4 Year0.90%0.90%
 
*Unless otherwise indicated a minimum daily balance of $10.00 is required to earn the APY. The minimum deposit to open a CD/IRA CD is $1,000.00 and $10.00 for all other accounts listed. Rates are subject to change without notice. The APY on Savings, Checking, and Money Market Accounts may change after the account is opened. Penalty for early withdrawal on all Certificates of Deposit. Individual Retirement Accounts (IRAs) are subject to limitations and/or penalities imposed by the Internal Revenue Service. Fees may reduce earnings on account. APY (Annual Percentage Yield) is what your money would earn if principal and interest remain on deposit for at least one year at the same rate. Please contact us at your convenience if you would like any additional product information or clarification.
 
Loan Rates (effective 11/17/2017)  
 
Please visit our Mortgage Center for current mortgage product rates!  
Call Our Loan Department today for up-to-the-minute rates & features at 781-828-8811 ext. 4